Small Business Budget & Cash Flow Tracker — Know Where Your Money Goes (Excel & Google Sheets)

Stop guessing whether you can afford to pay yourself this month.

This plug-and-play tracker turns your income and expenses into a clear, automatic dashboard — so you can see your real profit, spot cash crunches early, and make confident decisions. No accounting software. No formulas to build. Just type in your numbers.

What it does for you:

✓ See your profit instantly — income, expenses, net and closing cash, all calculated automatically

✓ Catch cash-flow problems before they hit — spot slow months early enough to act

✓ Skip the spreadsheet dread — colour-coded blue cells show exactly what to type; everything else is automatic

✓ Make it yours in minutes — customisable income and expense categories with drop-downs

What's inside:

• 12 monthly tabs (Jan–Dec) for income and expenses

• An automatic annual Dashboard — income, expenses, net profit and closing cash at a glance

• Customisable categories with drop-down menus

• Colour-coded design: blue = type here, everything else calculates itself

• A simple Start Here guide so you're up and running in 5 minutes

Made for freelancers, side-hustlers, online sellers, coaches and small business owners who want clarity without complexity.

Works in Microsoft Excel, Google Sheets and Apple Numbers. Instant digital download — no subscription, yours forever.